Learning How to Really Manage My Money

I am writing this so that I can share my experience with money issues with you. You see, I just recently started a new job and also beginning a side gig--freelance blogging. In addition, I have student loan debt--an estimated $45,000. Of course I am repaying them. (I've better repay or else Uncle Sam will make me suffer the punishment!) This experience is also giving me a different perspective in terms of my spending habits and making a budget. Prior to this, I had no clue on how to create a budget for myself. I am still in the learning process--on a daily basis. As I am writing this, I have paid over $500 down, although my student loans are in forbearance. I have some main goals with money:

• To pay off my student loans
• To get ahead financially 
• Just be plain smarter about money

Next blog post: How to Put Together and Sticking to a Budget.